Stall Ledger

Best card reader for farmers markets in 2026

Card readers and checkout apps vendors use at the market, with each one’s published rates. On swipe fees alone, Square and SumUp cost less than Stall Ledger on most sales: above $9.09 against Square and above $4.55 against SumUp. Pick on what else you need.

  1. 1. Square

    Best for: Vendors who want a full toolkit and in-person EBT processing.

    • Square Free plan:$0/mo(source, checked Oct 24, 2026)
    • Square in person:2.6% + 15¢(source, checked Oct 24, 2026)
    • Square online card or invoice:3.3% + 30¢(source, checked Oct 24, 2026)

    Most vendors already know it, and it has a big hardware lineup. Its fee page lists in-person EBT processing for SNAP items. No weighed preorders: a preorder charged up front and weighed at pickup turns into a partial refund.

  2. 2. SumUp

    Best for: The cheapest in-person rate on small sales.

    • SumUp Free plan:$0/mo(source, checked Oct 24, 2026)
    • SumUp in person:2.6% + 10¢(source, checked Oct 24, 2026)
    • SumUp online or manual entry:3.5% + 15¢(source, checked Oct 24, 2026)

    Ties for the lowest in-person rate in this list, with no monthly fee. It has no preorder or sell-by-weight storefront for market pickup.

  3. 3. Shopify POS

    Best for: Vendors who already run a Shopify store.

    • Basic:From $39/mo; in person from 2.6% + 10¢(source, checked Oct 24, 2026)
    • Grow:From $105/mo; in person from 2.5% + 10¢(source, checked Oct 24, 2026)
    • POS Pro add-on:$89/mo per location, billed yearly(source, checked Oct 24, 2026)

    The online store and the booth share one inventory. The monthly minimum runs all year, off-season included.

  4. 4. Local Line

    Best for: Farms that sell wholesale and retail preorders online.

    • Core:$109/mo ($87/mo annual); card 2.9% + 30¢(source, checked Oct 24, 2026)
    • Premium:$199/mo ($159/mo annual)(source, checked Oct 24, 2026)
    • Ultimate:$399/mo ($319/mo annual); card 2.5% + 30¢(source, checked Oct 24, 2026)

    Built for farm online ordering more than the booth checkout. No commissions or setup fees, but the subscription runs whatever the season.

  5. 5. Stall LedgerOurs

    Best for: Vendors who take weighed preorders and want one ledger for the stall.

    • Monthly:$0/mo
    • Per card sale:1% + Stripe (2.7% + 5¢ on a reader, 2.9% + 30¢ online)(pricing)

    Regulars preorder by the pound and set the most they’ll pay; you weigh each order before the market and they’re charged the actual weight, never more, with no partial refunds. Card, cash, SNAP and token sales land in one close-out. No monthly fee: 1% of each card sale plus Stripe (3.7% + 5¢ on a reader and 3.9% + 30¢ online in total). Cash is free.

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