Farmers market card fee calculator

What your card sales cost a month with each provider, at its published rate. On swipe fees alone, Square is cheaper than Stall Ledger above a $9.09 sale and SumUp above $4.55. Stall Ledger’s case is weighed preorders with no partial refunds and one ledger for cash, card, SNAP and preorders.

Result

ProviderA monthEffective
Stall Ledger + Stripe (reader)pricing
$158.084.12%
Stall Ledger + Stripe (online)pricing
$245.766.4%
Square Free (in person)source, checked Oct 24, 2026
$147.843.85%
Square Free (online)source, checked Oct 24, 2026
$222.725.8%
SumUp Free (in person)source, checked Oct 24, 2026
$131.843.43%
SumUp Free (online or keyed in)source, checked Oct 24, 2026
$182.404.75%

Rates used

  • Square Free (in person):2.6% + 15¢(source, checked Oct 24, 2026)
  • Square Free (online):3.3% + 30¢(source, checked Oct 24, 2026)
  • SumUp Free (in person):2.6% + 10¢(source, checked Oct 24, 2026)
  • SumUp Free (online or keyed in):3.5% + 15¢(source, checked Oct 24, 2026)

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